Terms & Conditions

Last updated: 3 November 2026

By purchasing from Ledgerly, you agree to these terms.

1. Product

Your purchase includes a digital Excel Money Tracker workbook and a PDF quick-start guide. No physical product will be shipped.

2. Price and payment

The current price is ₹79 INR, payable once through the payment options presented at checkout. There is no recurring subscription. Any applicable charges or taxes will be displayed at checkout.

3. Digital delivery

After successful payment, the files are sent to the email address provided at checkout, generally within 24 hours. Please check your inbox and spam folder. Contact support if the files do not arrive.

4. Refunds

Refund and replacement requests are handled under our Refund & Cancellation Policy and applicable consumer protection laws.

5. Personal-use licence

Your purchase permits personal use of the files. You may download and customise the workbook for your own use. You may not resell, publicly distribute, sublicense or claim the original files as your own.

6. Compatibility and data

The workbook is designed primarily for Microsoft Excel. Features may display differently in other spreadsheet applications. Keep your own backup copies of your data. Ledgerly is not responsible for loss caused by device failure, accidental deletion or unsupported software.

7. Disclaimer

The tracker is an organisational and budgeting tool, not financial, investment, tax or accounting advice. You are responsible for your entries and financial decisions. No particular savings or financial outcome is guaranteed.

8. Intellectual property

The Ledgerly brand and original product materials are protected by applicable intellectual property laws. Purchasing the product does not transfer ownership of those rights.

9. Contact and seller information

Support: ledgerlytracker.support@gmail.com

Legal seller: [INSERT LEGAL SELLER NAME AS REGISTERED WITH RAZORPAY]. Business / communication address: [INSERT ADDRESS].

10. Governing law

These terms are governed by the laws of India, subject to applicable consumer rights and the jurisdiction of competent courts.